The National Center for Education Statistics pointed out that the cost of college is increasing at twice the rate of inflation. The cost of attending a public or private school is $13,000 and $28,000 a year, respectively. In certain professions and/or in exceptional circumstances, it may be possible to eliminate student loan debt without further repayments. This article outlines the different situations when this may be possible.

Legally Cancel Student Loan Debt

Whilst student loan repayments may be affordable when in suitable employment, things can change quickly. Non-payment for 270 consecutive days will be interpreted as default under section 435 of the Higher Education Act. Defaulting will have a number of negative ramifications for the borrower. However, it may be possible to eliminate college loan debt as part of a student loan forgiveness program or discharge it when an unfortunate set of circumstances apply.

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